1186 Bottle Tree Way, Hemet, CA 92545
3 beds · 2 baths · 1,612 sqft
IMAGINE Living in a low maintenance, Modern, & Neutral UPGRADED Spacious Home located in the Premier 55+ Golf Course Community of Seven Hills. The welcoming front porch leads into a move in ready home featuring LVP Flooring throughout, neutral paint colors, a large kitchen with white cabinets, stainless steel appliances, and granite counters with separate dining area all open to the family room and living room for easy entertaining, PLUS 2 Remodeled bathrooms. Upgrades Completed Within the Past 5 Years Include are**ROOF, LVP Flooring, Remodeled Bathrooms, DOUBLE PANE WINDOWS,Hot Water Heater, French Drains, & Rain Gutters **Great location on a corner lot and close to the golf course and clubhouse. You will appreciate the easy maintenance with desert landscape in front and artificial turf in backyard so you can save time and enjoy all the community amenities ! This home boasts 3 spacious bedrooms and 2 REMODELED full bathrooms. The primary suite includes his and hers closets, en-suite bathroom with quartz counters and walk-in shower. Enjoy the resort lifestyle with your easy to maintain private and quiet yard with covered patio and artificial turf - the perfect place to enjoy a little BBQ! Seven Hills Community is convenient to shopping and restaurants with a LOW HOA payment , LOW Taxes, Clubhouse, Pool, Hot Tub, Gym, Golf Course, Restaurant, Activities, and lots of amenities. ** Home Upgrades include newer windows, LED lighting, 6" Baseboards, Rain Gutters, Newer Floors, and Upgraded Kitchen and Appliances ! Don't miss the opportunity to own this beautiful home!! HOA is privately owned . Amenities are additional and optional at only $30 per month & Includes the Clubhouse, Private Club Restaurant, and Fun Activities and Events.
Source: CRMLS #SW24202042
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW24202042
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.