11858 Blamey Trl, Odessa, FL 33556
4 beds · 3 baths · 2,098 sqft sqft
STARKEY RANCH, Tampa Bay's #1 Master planned community loaded with wonderful amenities. Built in 2018 by Pulte homes, this well appointed two story, Clearview, great room floor plan features 4 bedrooms or (3 bedrooms with a downstairs office/den), 2.5 baths, state of the art kitchen with a center island, rear courtyard and rear load 2 car detached garage with alley access. The location is perfect and right around the corner from the Starkey K-8 schools, across from the Starkey Ranch District Park and central to all of the other amazing amenities of this highly sought after community. Enjoy entertaining your family and friends from the paver front porch or from the covered back lanai and fenced in the backyard. You will love the craftsman style exterior and inviting front porch. Just inside the front door you will notice the luxury vinyl plank floors that run throughout the first floor of the home and all of the perfectly located windows allowing for lots of natural light. Downstairs is the great room, kitchen, dining area, 4th bedroom which could also be used as an office/den and the guest half bath. The kitchen is the heart of the home and highlights a large center island with granite countertops, stainless steel appliances, a natural gas range, 3 pendant lights over the island plus recessed lighting on dimmers, 42" cabinets with pull out features in the cabinets, tile backsplash, and a large under the stairwell closet pantry. Upstairs you will find an open airy loft with a closet, the primary suite, 2 secondary bedrooms, a full bath with a tub/shower combination and the laundry room. The spacious primary suite features two walk-in closets, a ceiling fan with a private bathroom including a large walk-in shower with frameless glass, granite vanity countertops with dual sinks and a linen closet. Additional highlights of this home included 8' interior doors, board and batten accents on the walls in the foyer and living areas, upgraded rod iron handrail, new added storage cabinets in the laundry room, granite countertops in the baths both with dual sinks, dimmers on lighting, in wall pest defense system, hurricane shutters, covered paver outdoor lanai, fenced in backyard and so much more. Starkey Ranch is one of the most desirable communities in the Tampa Bay area. It is home to 20 miles of paved trails, and a 150 acres of parks which also connects to the JB Starkey Wilderness preserve and the coast to coast trail system. You will find just about everything you need in this community from numerous parks for gathering, playgrounds, 3 community pools for residents, tennis courts, community garden, public library, cultural center, basketball courts and dog parks with nearby shopping, restaurants, medical facilities, golf courses and approximately 40 minutes to Tampa International Airport and Clearwater International Airport. THIS IS TRULY A MUST SEE HOME & COMMUNITY. EXPERIENCE THE DIFFERENCE OF LIVING IN STARKEY RANCH.
Source: STELLAR #w7869790
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869790
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869790
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