1184 Breeze Dr, Largo, FL 33770
3 beds · 2 baths · 1,252 sqft sqft
Welcome to 1184 Breeze Drive, where casual elegance meets modern comfort! This 3-bedroom, 2-bathroom, 1-car garage, sparkling POOL home is a true gem with the opportunity to have fully paid off solar panels to keep your electric bills every month almost at $0! The heart of the home is the sleek kitchen, featuring stainless steel appliances that are sure to impress any home chef complete with Corrian countertops and backsplash (2015). The private outdoor space is a true sanctuary, complete with a refreshing pool where you can soak up the Florida sunshine. Recently resurfaced along with a new pump, timer, and filtration system (2019). Rest easy knowing that the home is equipped with hurricane shutters and impact rated doors and windows (2015) for added peace of mind during storm season. Other updates include a solar powered 80 gallon hot water heater (2015), bathroom remodel (2017), fresh exterior paint (2017), new pool cage screen and structure (2017), new front door (2020), new plank tile flooring, beadboard, chair rail, and baseboards throughout (2020), HVAC (2020), new electrical panel (2020), new range hood (2024), interior fresh paint (2024), a top of the line security system, and so much more! Located in the desirable area of Largo, this home offers the perfect blend of comfort and convenience. Don't miss the opportunity to make this fully updated, pool home your own! Schedule a showing today and experience the beauty of 1184 Breeze Drive. HIGH AND DRY! NO HURRICANE DAMAGE!
Source: STELLAR #u8254050
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8254050
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8254050
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.