11829 Horseshoe Ridge Dr, Fort Worth, TX 76244
3 beds · 2 baths · 1,836 sqft sqft
OPEN HOUSE SATURDAY 11.16 FROM 12-2PM! This delightful 3-bedroom, 2-bath home is located in the sought-after Villages of Woodland Springs. With its charming curb appeal and lush landscaping, this home welcomes you from the moment you arrive. Enjoy the peaceful front porch before stepping inside to a spacious foyer highlighted by graceful arched doorways and a soft, neutral color palette that’s both inviting and versatile. Designed with functionality and style in mind, this home includes a dedicated office space, perfect for remote work or a private study. The large, open kitchen is a standout, featuring a center island, abundant storage, under-cabinet lighting, and beautiful granite countertops that make cooking and entertaining a breeze. The kitchen flows seamlessly into the expansive living room, where a stunning floor-to-ceiling stone gas fireplace serves as the room's focal point, creating a warm and cozy ambiance. The master suite is a peaceful sanctuary, complete with a dual-sink vanity, spacious garden tub, separate shower, and a generously sized walk-in closet. The two additional bedrooms are thoughtfully separated from the master for added privacy. Enjoy outdoor living on the large back patio, which is partially covered and includes a ceiling fan to keep you comfortable on warm days. The home is situated in a vibrant community with fantastic amenities including pools, playgrounds, sports courts, catch-and-release ponds, and more—offering plenty of options for fun and recreation. Located in the highly regarded Keller ISD, this home provides access to top-rated schools and a welcoming neighborhood. Don’t miss out on the chance to make this wonderful property your new home!
Source: NTREIS #20770496
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20770496
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20770496
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.