11818 Latour Vly, San Antonio, TX 78252
3 beds · 3 baths · 1,446 sqft sqft
Owner Financing Available! Dueno A Dueno No Banks Involved. Poor Credit Ok. ITIN Ok. 11818 Latour Valley in San Antonio Texas stands as a testament to modern living. Built-in 2020, this two-story residence offers a contemporary retreat with three generously sized bedrooms and 2.5 bathrooms. The open-concept design seamlessly connects the living and dining spaces, creating an inviting atmosphere for daily living and entertaining. Step into the master bedroom, a tranquil oasis boasting ample space, a full bathroom, and a scenic view of the expansive backyard. The two additional well-proportioned bedrooms share the same sense of comfort and style, flooded with natural light. Meticulously maintained, the property radiates a sense of quality and care. The sizable backyard, perfect for outdoor activities and gatherings, adds to the overall allure. Enjoy the vast neighborhood amenities, multiple playgrounds, splash pad, pavilions, a neighborhood pond, sports court, and more! Nestled in a desirable area, the residence holds promise for future growth, making it a suitable home and an investment in potential. Conveniently located near Hwy 1604 and Hwy 90, with proximity to Lackland Air Force Base, Sea World, Alamo Ranch, Casa Blanca, and plentiful dining options. Welcome to 11818 Latour Valley, where every detail speaks to your desired lifestyle. Schedule your showing today!
Source: SABOR #1802577
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1802577
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1802577
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.