11817 Blackeyed Susan Dr, Riverview, FL 33579
4 beds · 3 baths · 2,635 sqft
**** LOW HOA FEES *** POND VIEW *** NO BACK NEIGHBORS *** FULLY FENCED BACK YARD *** NO FLOOD ZONE *** ALL KITCHEN APPLIANCES INCLUDED *** WASHER AND DRYER INCLUDED *** HUGE COVERED SCREENED LANAI *** EXTERIOR STACKED STONE ADDED ***Welcome home! You must see this 2021 home with an AWESOME POND VIEW LOT! No Back neighbors! Fully fenced in backyard. Huge covered and screened lanai was added to host all kinds of friend gatherings, game day, or just relaxation at the end of the day. Stay cool with the (2) extra large ceiling fans. Such nice curb appeal. Added stacked stone with extended paver walkway and soft lighting to showcase your new home! That's just the outside of this beautiful over home with over 2600 sqft and (4) Beds (2.5) Baths. Also a dedicated 1st floor Den/Office and a 2nd floor Loft area. The Home security system is included with some nice tech too. Such items are included, a smart dead bolt lock, Doorbell and a couple permitter cameras. As you step inside the front door entry...you’re greeted by an expansive open floor plan that seamlessly connects the living, dining, and kitchen areas, perfect for entertaining family and friends. The gourmet kitchen is a chef's dream, AAll stainless steel appliances are included! Espresso cabinets, granite countertops, added backsplash, and loads of cabinetry. Natural light from large windows adds to the spacious living room, creating a warm and inviting atmosphere. Large sliding glass doors step out t your covered lanai provide views of the large backyard and your pond view. Imagine adding a pool with that as your backdrop! Heading upstairs to an inviting loft where you can have a game room, 2nd family room, or even an exercise room. You will love the large master suite overlooking the pond, featuring a generous walk-in closet and an ensuite bathroom complete with dual sinks. Additional (3) bedrooms are equally spacious, perfect for family members or guests. This home is situated in a well sought out community with access to, parks, and recreational facilities and playground. Enjoy nearby shopping, dining, and easy access to major highways for convenient commutes. A 4K HOME SHOWING VIDEO AVAILABLE AS PER REQUEST. YOU MUST SEE THIS HOME TODAY!
Source: STELLAR #TB8360625
Financials
Source: STELLAR #TB8360625
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.