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11814 Colyar Ln

Parrish, FL 34219

4 beds · 2 baths · 1,570 sqft

$355,000

$1,140/mo with 4.75% Express Financing

$1,088/mo with 7% bank financing

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About this home

One or more photo(s) has been virtually staged. ***Buyers financing fell through, not inspection related.*** Discover the epitome of Parrish, FL living in this 4-bedroom, 2-bath home nestled within the coveted Kingsfield community. Stepping inside, you're immediately greeted by an open floor plan and a vaulted ceiling with a water view out to the back pond. The kitchen showcases ample countertop room and storage with pantry and kitchen nook. The thoughtfully designed layout includes four spacious bedrooms, providing ample accommodation for family, guests, or a dedicated home office space. The common area living flows seamlessly with wood laminate flooring, adorned with an abundance of natural light that filters throughout the living room, formal dining, and common areas. With the recent updates to the brand NEW ROOF and gutters, comfort and peace can be at mind. One of the standout features of this residence is the outdoor patio with water views. The .20 acre lot offers backdoor scenery of ducks and wildlife that come and go. Moreover, being just up the street from the community pool provides additional recreation and leisure right at your doorstep. The home is located out of a special flood plain, so no worries about having to carry a flood insurance policy, however, you are just up the road from the Manatee River and Ft. Hamer Bridge public boat ramp where you can enjoy a day or weekend out on the water, or have direct boating access to and from the Intracoastal waters of the Gulf of Mexico. The charming neighborhood of Kingsfield offers a serene ambiance while being just a stone's throw away from essential amenities, great schools, shopping, and dining options. Seize the chance to own this remarkable residence and embark on a new chapter of elevated living.schedule your showing with us today! Remember, reaching out directly to Zillow or similar sites may not connect you with our listing office. Call our team today!

Source: STELLAR #A4628685

1,570 sqft
7,362.0 sqft
Single Family
Built in 2001

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 14, 2025 07:59 pm
Listing provided courtesy of: TIM LESTER INTERNAT'L REALTY (941) 981-5388
Details provided by STELLAR and may not match the public record.
MLS ID: #A4628685
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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