11807 Valhalla Woods Dr, Riverview, FL 33579
4 beds · 3 baths · 2,076 sqft
Under contract-accepting backup offers. Welcome Home! This value-priced gem at 11807 Valhalla Woods Drive in Riverview, FL, is a must-see and won't be on the market long. Built solidly in 2017, this home offers an open-concept layout, perfect for various lifestyles and potential investment opportunities. Spanning 2,076 square feet, this residence boasts 4 spacious bedrooms and 3 well-appointed bathrooms. The community pool and playground makes this neighborhood great for families or individuals alike. Step inside to experience the seamless integration of living, dining, and a gourmet kitchen. The kitchen is a chef's dream, featuring stainless steel appliances, 42" cabinets, and elegant granite countertops. The open layout ensures a fluid transition between spaces, ideal for entertaining or relaxing in style. The primary suite is a retreat, offering ample space and a luxurious bathroom with a large walk-in closet. The additional bedrooms are generously sized, providing versatility for guest rooms, home offices, or creative playroom spaces. Situated on a 5,500 square foot lot, the property includes a large backyard, perfect for outdoor activities and a haven for your pets. Whether you're looking for a starter home, an upgrade, or a potential flip opportunity, this home fits the bill. The current owners are open to long-term leasing from the buyer, adding a layer of flexibility for investors. Act fast to secure this exceptional home in a prime location and quiet subdivision. Don't miss out on this fantastic opportunity! Strategically located near HWY 301, I-75, and the Crosstown Expressway, this home provides seamless access to shopping, dining, and other conveniences. Experience the perfect balance of tranquility and connectivity in this exceptional Riverview residence.
Source: STELLAR #t3550432
Source: STELLAR #t3550432
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550432