11806 White Ash Dr, New Port Richey, FL 34654
3 beds · 2 baths · 1,349 sqft
Under contract-accepting backup offers. Welcome to your new haven in the vibrant 55+ community of Arborwood at Summertree! This delightful 3 bedroom, 2 bathroom home invites you to indulge in a lifestyle brimming with leisure. As you step inside, you’ll be welcome by a warm, inviting kitchen that flows seamlessly into the expansive dining and living area, perfect for entertaining friends or enjoying quiet evenings. A true gem of this home is the charming screened-in lanai, where you can soak in breathtaking views of the serene pond and lush forest. Just imagine sipping your morning coffee, enjoying Florida's natural beauty. Enjoy ultimate privacy in the master suite, thoughtfully separated from the other two bedrooms. It features a luxurious en suite bathroom and a generous walk-in closet. Your guests will appreciate the spaciousness and built-in closets of the additional bedrooms, ensuring comfort for all. Living in Arborwood means embracing an active and social lifestyle! Explore a wealth of amenities designed for relaxation and recreation. Dive into one of the two community pools (just a block away) or unwind in the heated spa. The magnificent clubhouse is always buzzing with daily social activities, providing the perfect backdrop for meetings and celebrations. Take advantage of the dedicated computer room, craft room, card room, billiards and game room, and well-stocked library. For sports enthusiasts, you'll love the tennis, pickleball, bocce ball, and shuffleboard courts, plus the horseshoe pitch and picnic park! And for golf lovers, there’s a charming 9-hole course available for a nominal fee. Don't let this opportunity slip away! Experience a fulfilling lifestyle in Arborwood at Summertree—schedule your showing today and take the first step towards your dream home!
Source: STELLAR #tb8322314
Source: STELLAR #tb8322314
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8322314
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.