11805 Castine St, New Port Richey, FL 34654
3 beds · 3 baths · 1,330 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Waters Edge – Gated, Resort-Style Living at Its Finest! Step into comfort and elegance with this beautifully maintained 3-bedroom, 2.5-bathroom townhome in the highly sought-after Ventana Townhomes at Waters Edge. Located within a secure gated community, this home offers the perfect combination of modern design, timeless touches, and peaceful surroundings—ideal for those seeking both style and convenience. Inside, you’ll find an open-concept layout that’s perfect for both entertaining and everyday living. The blend of tile and wood flooring throughout adds warmth and character, while large windows flood the space with natural light, creating a bright and welcoming atmosphere. The kitchen features stone countertops, generous cabinetry, and a functional layout that makes cooking and hosting a pleasure. The entire home has been professionally cleaned and meticulously cared for, with a brand new roof installed in 2024—truly move-in ready. Waters Edge offers residents an active, vibrant lifestyle with a range of resort-style amenities. Whether you’re relaxing by the sparkling pool, enjoying the scenic community lakes, or gathering with neighbors at the clubhouse and recreation center, there’s something for everyone. Take advantage of the parks and walking trails, let your furry friend play at the dog park, or simply unwind in the serene surroundings—all with the added peace of mind that comes from living in a gated community. Ideally situated in New Port Richey, this home is close to shopping, dining, top-rated schools, and outdoor recreation. With easy access to major highways, commuting is simple while still enjoying the privacy of a tucked-away neighborhood. Best of all, this property is located in a non-flood zone, offering an extra layer of security. The community also features a splash pad, two parks, a shaded clubhouse veranda, a fitness center, sand playground, basketball court, and even a fishing pier with a boat ramp. Surrounded by natural beauty and just a short drive from Tampa, Tampa International Airport, and Florida’s world-famous beaches, this is a rare opportunity to own a townhome in one of the area’s most desirable neighborhoods. Don’t miss your chance—schedule your private showing today and experience all that Waters Edge has.
Source: STELLAR #O6292557
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6292557
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.