11800 Bloom Bnd, Schertz, TX 78154
5 beds · 3 baths · 3,213 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Experience the perfect balance of luxury, comfort, and everyday living in this beautifully crafted two-story home tucked away on a quiet cul-de-sac in the highly sought-after Crossvine community of Schertz, Texas. Offering 5 bedrooms and 3 bathrooms, this home is thoughtfully designed with an open floor plan that blends spacious living with stylish functionality. The owner's suite is conveniently located downstairs, featuring a private bath with a walk-in shower and a spacious walk-in closet. Upstairs, a second living area provides flexible space for a media room, playroom, or additional lounge. At the heart of the home, the kitchen shines with sleek stainless steel appliances, ample cabinetry, and an inviting eat-in dining area that makes gathering with family and friends effortless. A dedicated office nook with a built-in desk adds versatility for remote work or study. The bright, open living spaces flow effortlessly to the outdoors, where an extended covered patio with a charming pergola creates the perfect setting for relaxing or entertaining. The fenced backyard, complete with mature trees and an extra storage shed, offers privacy and space to enjoy the outdoors. Practical features such as an attached two-car garage provide everyday convenience and valuable extra storage, rounding out the home's thoughtful design. Residents of The Crossvine enjoy access to a beautiful resort-style pool, perfect for cooling off and unwinding close to home. Ideally located near Lovat shopping and a variety of local eateries, this home also offers unbeatable convenience for dining, entertainment, and everyday essentials. With its modern design, flexible living spaces, and prime location, this home offers an extraordinary opportunity to live in one of Schertz's most desirable communities.
Source: SABOR #1858135
Source: SABOR #1858135
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.