1180 Kachina Ln, Haslet, TX 76052
4 beds · 2 baths · 1,816 sqft sqft
Nestled in the highly sought-after Sendera Ranch community within the Northwest Independent School District, this move-in ready 4-bedroom, 2-bathroom home is the perfect blend of comfort and modern convenience. With a thoughtfully designed split floor plan, it offers plenty of space and privacy for everyone. Step inside to find a bright and welcoming interior featuring updated fixtures, as well as a newly updated kitchen that’s sure to impress. The kitchen boasts stylish butcher block counters, a new farm house style sink, and a full suite of stainless steel appliances, including a smart oven with a built in air fryer for effortless cooking. Whether you're preparing a gourmet meal or enjoying casual dining, this kitchen is a true gem. The spacious living areas are perfect for entertaining, while the cozy bedrooms provide ample space for rest and relaxation. The primary suite includes a generous walk-in closet and a private en-suite bathroom, making it your own personal retreat. Step outside to the fenced backyard, where you’ll find a built-in garden bed, ideal for gardening enthusiasts or those looking to add a personal touch to the outdoor space. The covered front porch is the perfect spot for sipping your morning coffee or enjoying a peaceful evening. Sendera Ranch features 3 community pools, basketball court, clubhouse, fishing ponds, walking and biking trails and more!
Source: NTREIS #20769143
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20769143
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20769143
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.