11789 W Portland Dr, Littleton, CO 80127
4 beds · 3 baths · 2,496 sqft
Greenbelt and Foothills views in the heart of Littleton!! This extremely well maintained and updated 2018 built home in Southwest Littleton is a tough find and it simply can't be beat. As you approach the house you'll notice the south facing driveway that leads to your three car tandem garage. Entering the house, the gorgeous engineered hardwood floors that extend throughout, really add a luxurious feel. You'll also notice how open the living space is. Look up as you wonder the home and you'll find over $10K worth of updated lighting fixtures throughout the home. The fully updated, bright and modern kitchen has stainless steel appliances (high end Samsung refrigerator conveys), quartz countertops, an undermount stainless steel sink and 42 inch cabinets that have been so well maintained its like they are brand new. A dining area next to the kitchen offers plenty of room for entertaining family and friends or you can walk outside and enjoy the views from one of your two trex decks. You'll be hard pressed to find better Foothills and Greenbelt views anywhere in the Denver metro. The open floor plan creates an open yet cozy space to enjoy the warmth from your gas burning fireplace in the family room. The primary suite includes a beautifully updated 5 piece bathroom and large walk in closet. Upstairs, there are also 3 other bedrooms and a fully updated modern bath. The upstairs laundry room (washer & dryer convey) includes a handy stainless steel utility sink. Head down to your walkout basement and you'll notice a tankless water heater, sauna and pre-plumbing so you can add a bath/bedroom and really make the space your own. Head out the door and you'll once again be treated to those awesome Greenbelt/Foothill views from your second deck. This home is truly move in ready and includes a newer (2022) class 3 hail resistant roof. All this and close to all that Littleton has to offer with tons of shopping, restaurants and easy access to the mountains, major roads & highways.
Source: RECO #6368134
Source: RECO #6368134
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6368134
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