11785 Lake Lucaya Dr, Riverview, FL 33579
4 beds · 3 baths · 2,935 sqft
Experience the epitome of lakeside luxury living with this stunning ENERGY-EFFICIENT retreat. Enjoy fishing, canoeing, kayaking, boating, and paddle boarding on the 78 Acre freshwater Lake Lucaya. This home with NEW LAMINATE FLOORING THROUGHOUT exemplifies modern elegance with its 4 beds/3 full baths/additional flex room/3 car garage and a MAJESTIC POOL overlooking the serene LAKE VIEWS. Arrive via the brick-paved driveway and be welcomed by meticulously landscaped grounds and an inviting covered front porch. Step inside to discover an open concept layout with a SPLIT FLOOR PLAN, where the expansive family room offers captivating views of the glistening pool and lake beyond. The gourmet kitchen is a culinary masterpiece, featuring STAINLESS STEEL APPLIANCES, granite countertops, a GAS cooktop, double oven, and a unique stainless steel door-in-front refrigerator that crafts artisanal round ice. Retreat to the owner's suite, privately nestled on one side of the home with its tray ceilings, DUAL CUSTOM CALIFORNIA CLOSETS, and private access to the pool. The luxurious en-suite bathroom boasts an enormous walk-in shower with rain head features, dual shower controls, his & hers vanities and custom designer walk-in closets as a luxury convenience. Outside, entertain in style with a sparkling saltwater pool complete with a 9x7 SUN SHELF, WATERFALL, BUBBLERS, and an extended ITALIAN TRAVERTINE PAVER DECK. Enjoy soft pool cage lighting as you soak in the breathtaking lake views. Experience ultimate energy efficiency with PAID-OFF SOLAR PANELS, an upgraded Infinity variable-speed AC system, and a TANKLESS WATER HEATER. DECORATIVE PROFESSIONAL LIGHTING is already installed all around the home to better celebrate birthdays, friends, and family and of course holidays. Additional features include gutters, a whole-house surge protector, hurricane shutters, and a laundry room with gas washer and dryer, upgraded granite laundry tub, and additional ample storage in the garage. Enjoy the convenience of an on-site Lifestyle Manager, a state-of-the-art Fitness Center, lap lanes within the Resort Style Pool, and a Kiddie Splash Pad. The catering kitchen, covered veranda with a fireplace and TV, and the Clubhouse for Entertaining or Community Events add a touch of luxury to your leisure time. Water fun on the lake for residents only includes Canoeing, Kayaking, Fishing and boating for permitted boats and homeowners have the option to build your very own dock. Enjoy short rides via US Highway 301, Interstate 75, and the Crosstown Expressway to top rated restaurants and shopping in South Tampa and Downtown, the sunny Florida Gulf Beaches, MacDill Airforce Base, Tampa International Airport and much more. Don't miss your chance to own this unparalleled lakefront oasis, complete with fully fenced yard and access to the serene waters. Schedule your private showing today and experience the lifestyle you deserve.
Source: STELLAR #t3547158
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3547158
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3547158
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.