11783 Avingston Ter, Fort Myers, FL 33913
2 beds · 2 baths · 1,553 sqft
Effortless Living in Bridgetown – Stylish Villa with Prime Location! Step into easy, elegant living with this beautifully designed 2-bedroom + den villa in Bridgetown at The Plantation. Thoughtfully crafted with high ceilings, custom finishes, and an extended lanai, this home offers the perfect combination of comfort and sophistication. Whether you're unwinding in the spacious master suite, cooking in the modern kitchen with its new appliances, or enjoying the community’s resort-style amenities, this villa is designed for relaxed Florida living at its finest. Designed with tall ceilings throughout, this home feels bright and open, while crown molding in the master suite and living room adds an extra touch of sophistication. The modern kitchen is a chef’s delight, featuring granite countertops, soft-close cabinetry, and ample storage. The master suite is a true retreat, complete with a spacious walk-in closet. Need extra space? The den is perfect for a home office, reading nook, or creative studio. Step outside to an extended lanai, where you can relax and enjoy peaceful Florida mornings or entertain under the stars. For added protection, one click of a button lowers the hurricane screens! Located just a short stroll from the community’s resort-style amenities, including a pool, fitness center, tennis courts, and pickleball, this home offers the best of active living. Plus, with JetBlue Park, RSW Airport, top-rated schools, and Gulf Coast Town Center just minutes away, you’re perfectly positioned for work, play, and everything in between. This is more than just a home—it’s a lifestyle
Source: FORTMYERS #225032125
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225032125
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.