11751 Silver Pr, San Antonio, TX 78254
4 beds · 4 baths · 3,030 sqft
11751 Silver Prairie is a standout two-story home situated on a huge corner lot with stone accents that add a touch of charm. Plus, it features energy saving solar panels that help keep utility costs down year-round! The spacious front porch offers the perfect spot to unwind, catch up with neighbors, or simply enjoy some fresh air. Step inside, and you're welcomed by a versatile formal dining area - ready to serve as a traditional dining space or easily transform into a home office, play area, or whatever suits your needs. Follow the elongated entryway hall, and you'll arrive at the heart of the home: a thoughtfully designed U-shaped kitchen that's perfect for both everyday cooking and hosting gatherings. With plenty of cabinet and counter space, a spacious corner pantry, and a stainless steel refrigerator that conveys, it's a space built for function and ease. The layout makes it simple for multiple people to prep, cook, and enjoy the kitchen without feeling crowded. The kitchen opens up to a generous main living area, featuring a cozy corner stone fireplace that creates an inviting atmosphere for relaxing or entertaining. This home offers something truly special - two primary suites. The first is conveniently located on the main floor with high ceilings, a walk-in shower, separate soaking tub, and a large walk-in closet. Upstairs, you'll find the second primary suite, where decorative tray ceilings and an accent wall add a stylish touch. This suite also features a separate sitting area, providing a flexible space that could easily serve as a home office, yoga nook, or reading retreat - whatever best fits your lifestyle. The en suite bathroom offers a walk-in shower, separate soaking tub, dual sink vanity, and yet another spacious walk-in closet. Two additional bedrooms, each with their own walk-in closets, are also upstairs, along with a second full bathroom and a laundry room. Having the laundry room upstairs makes chores a little more convenient, keeping everything on the same level as the bedrooms. The loft area is perfect for movie nights, especially since the projector and projector screen convey AND there is a wet bar complete with cabinetry, countertop space, and a mini fridge, offering a true at-home theater experience. Outside, the expansive corner lot offers a covered patio and a low-maintenance backyard with 3/4 of the yard covered in turf. No more worrying about mowing or muddy messes - just a clean, usable space year-round. Living here means having access to community amenities like two playgrounds and walking trails. Plus, you're conveniently located near shopping, dining, grocery stores, and major employers like Lackland Air Force Base. If you've been looking for a home with SPACE 11751 Silver Prairie offers all that and more.
Source: SABOR #1853516
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1853516
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.