11744 Shirburn Cir, Parrish, FL 34219
4 beds · 2 baths · 2,104 sqft
Charming Lakefront Oasis: Your Dream Home Awaits! Welcome To This Beautifully Maintained 3 (4)-Bedroom, 2-Bathroom Lakefront Home That Perfectly Combines Spacious Living With Modern Comforts. Nestled In A Serene Neighborhood, This Stunning Property Features A Desirable Open Floor Split Plan That Enhances The Flow And Function Of Everyday Living. As You Enter, You'll Be Greeted By A Bright And Inviting Living Space Adorned With Beautiful Wood And Waterproof Laminate (In The Wet Areas) Flooring And Dust-Free Baseboards. The Expansive Living Room, Complete With An In-Floor Socket For Added Convenience, Is Perfect For Gatherings Or Cozy Family Nights. The Separate Dining Room Offers An Elegant Setting For Entertaining, While The Eat-In Kitchen Boasts Upgraded Stainless Steel Appliances And Ample Storage With Large Kitchen Cabinets Featuring Soft-Close Doors And Convenient Roll-Out Shelves In The Lower Cabinets. Retreat To The Spacious Master With An Ensuite, Where Tranquility Meets Functionality, Complemented By Three Additional Bedrooms Offering Plenty Of Closet Space With Thoughtful Shelving. Enjoy The Florida Lifestyle Year-Round With The Screened-In Pool With Oversized Patio, Perfect For Entertaining Friends And Family While Overlooking The Sparkling Pond. With A Low HOA And No CDD, This Home Not Only Provides Ultimate Comfort, But Also Fantastic Value. You'll Love The Convenience Of A Spacious 2-Car Garage And The Peace Of Mind That Comes From Living In A Well-Maintained Community. This Home Is The Perfect Haven For Anyone Seeking A Serene And Stylish Living Experience." Located A Short Drive From Some Of The Highest Rated Beaches On The West Coast, Schools, Restaurants, Entertainment, Churches, Hospitals, Shopping, Etc. Don’t Miss Out On This Exceptional Opportunity To Own Your Slice Of Paradise! Schedule Your Private Showing Today And Make This Dream Home Your Reality!
Source: STELLAR #a4618848
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4618848
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4618848
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.