11728 Wax Myrtle Trl, Fort Worth, TX 76108
4 beds · 4 baths · sqft
Are you looking for a home where luxury meets comfort. Look no further this is THE home for you. From the moment you step inside, you'll be impressed by the exquisite hand-scrapped hardwood floors and soaring ceilings that create an inviting, spacious atmosphere. A long gallery hallway leads you to the heart of the home, featuring an open concept kitchen with an oversized island, stunning quartz countertops, ample cabinets, storage space and a walk-in pantry. Equipped with a double oven, this kitchen is perfect for both everyday meals and hosting gatherings. The quaint nook is ideal space for morning coffee whether it be on the bay window or at the table. The expansive living area boasts a striking floor to ceiling stone fireplace, providing a cozy focal point for the space. The formal dining room offers an elegant setting for special occasions. While the large office at the front of the home is perfect for work or study. Upstairs you will find the subtle comfort that will quietly encourage the making of memories. A weekly tradition of movie night in the pre-wired media room or family time in the game room, there's space for everyone. A second primary suite with built in shelves and large walk-in closets is waiting on someone to call dibs. Step outside to the extended patio with several ceiling fans, spacious backyard, offering endless possibilities for outdoor living and entertaining. This home is situated in an active community with best yard competitions. Dog parks, ponds, walking trails, and amenities center with a pool. This home and neighborhood activities are designed for kids and families. It's the perfect blend of convenience, luxury, and community! Don't miss the chance to make this incredible home yours-schedule a tour today! VA Assumable loan with 2.75 % interest rate.
Source: NTREIS #20783659
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20783659
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20783659
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.