1168 Saint Tropez Ct, Kissimmee, FL 34759
4 beds · 3 baths · 1,845 sqft
Short Sale. Welcome to 1168 Saint Tropez, your modern oasis nestled in a convenient location! This stunning 4-bedroom home, built just a year and a half ago, boasts contemporary charm and comfortable living spaces throughout. Step inside to discover sleek modern tiles adorning every inch of this residence, creating a seamless flow from room to room. The heart of the home is the stylish kitchen, featuring granite countertops, a spacious island, and top-of-the-line appliances, perfect for both culinary adventures and casual gatherings. The open floor plan effortlessly connects the kitchen to the inviting living and dining areas, providing the ideal setting for entertaining guests or simply relaxing with loved ones. Enjoy the best of indoor-outdoor living with a charming front porch and a private lanai in the back, offering ample space for alfresco dining, lounging, or simply soaking in the Florida sunshine. Convenience is key at 1168 Saint Tropez, with amenities such as Walmart, shopping centers, banks, and more just a quick 5-minute drive away. Plus, with Walt Disney World only 20 minutes from your doorstep, endless adventures await just around the corner. Don't miss the opportunity to make this nearly new home your own slice of paradise. Schedule a viewing today and embark on a journey to effortless modern living in the heart of Florida!
Source: STELLAR #s5101579
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5101579
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5101579
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.