11676 Cambium Crown Dr, Riverview, FL 33569
3 beds · 3 baths · 1,716 sqft
One or more photo(s) has been virtually staged. Welcome to your next adventure in style and comfort! This stunning 3-bedroom, 2.5-bath townhome is designed to be your new Home Sweet Home. Step inside and be greeted by a spacious, light-filled layout that’s as functional as it is fabulous. The downstairs area features stylish and durable wood-look tile flooring, setting the stage for easy maintenance and elegance. Entertaining is a breeze with a sleek granite island in the kitchen—perfect for casual bites or gourmet nights—and it opens to a cozy living area where the fun can continue. A convenient half bath downstairs for guests. Unwind and relax on the screened lanai too. Head upstairs, and you’ll find a versatile loft space waiting to become whatever you dream up—a home office, gaming area, or additional living space. All the bedrooms are thoughtfully located upstairs, providing a quiet retreat. The spacious primary suite is a true sanctuary with a walk-in closet and a private bath featuring dual sinks. Laundry is also upstairs, conveniently placed to simplify your daily routine. And let’s talk about the community! This gated neighborhood offers an array of amenities, including a shimmering pool for those sunny days, a playground, and a lakeside firepit where you can unwind with friends or soak in a peaceful moment. With nearby shopping, dining, and easy highway access, convenience is always within reach. Enjoy your own single-car garage with additional driveway space, making parking easy. Whether you’re relaxing on the screened lanai or taking advantage of the community amenities, this townhome offers the perfect backdrop for your new lifestyle. Ready to make it yours?
Source: STELLAR #tb8319265
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8319265
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8319265
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.