1167 Palma Verde Pl, Apopka, FL 32712
3 beds · 3 baths · 1,938 sqft
Seller may consider buyer concessions if made in an offer **WELCOME HOME** In the perfect location for easy access to every convenience this 3BD/2.5BA townhome is the epitome of low maintenance with a bright OPEN CONCEPT offering easy care CERAMIC TILE FLOORS, a bonus in the SURROUND SOUND and you are ZONED FOR TOP-RATED SCHOOLS! Mature landscaping and a paver driveway add to the charm and curb appeal welcoming you home. Stepping through the front door you will find a neutral color palette and an ideal floor plan with site lines straight through to the patio and green space beyond. The large picture window and TRIPLE SLIDING GLASS DOORS create an abundance of NATURAL LIGHT for the open living, dining and kitchen. The home chef will be delighted to find the modern kitchen delivers a breakfast bar on the large ISLAND for casual dining or entertaining, granite countertops, STAINLESS STEEL APPLIANCES, and the rich cabinetry and large pantry provide ample storage. Also on the main floor - a half bath convenient for guests and the paver patio is the perfect place to enjoy your morning coffee. The second floor is home to a BONUS/LOFT for additional flexible living and all three spacious bedrooms. A generous PRIMARY SUITE becomes a tranquil retreat with the decorative tray ceiling, WALK-IN CLOSET and private en-suite. The primary bathroom is well appointed with an extended DUAL SINK VANITY for plenty of storage and a large walk-in shower. Bedrooms two and three share a second full bath with a tub/shower combo. Belmont Reserve is a desirable GATED community in the heart of Apopka offering residents a COMMUNITY POOL, clubhouse, and fitness center. **LAWN, ROOF, and EXTERIOR MAINTENANCE are included in your HOA!** Near Kelly Park, golf courses, Winter Garden Village, shopping and dining options, the Florida Hospital Apopka, and so much more! This spacious home is also just minutes from the Northwest Recreation Complex, featuring over 180 acres of land including soccer fields, tennis courts, lacrosse fields, football fields, baseball fields, basketball courts, volleyball courts, playgrounds, and a 9-mile walking trail around a lake. You will enjoy easy access to Orlando using SR 429, I-4, and the Florida Turnpike. Built in 2016 this townhome and community is perfect for LOW MAINTENANCE living in Central Florida. Call today to schedule your tour!
Source: STELLAR #o6252080
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6252080
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6252080
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.