11667 Pink Phlox Dr, Parker, CO 80134
4 beds · 5 baths · 3,849 sqft sqft
Absolutely stunning two story, former model home in desirable Jordan Crossing community in Parker. This home is ready to go with new roof in 2023, new patio 2022 and newer furnace within the last 3 years. This well managed home has so many quality upgrades. This home boasts a true open concept floor plan that is flooded with natural light that perfectly frames the incredible outdoor living space and relaxing patio. The gourmet kitchen offers stainless steel appliances with a breakfast nook and pantry. The perfectly situated family room offers plenty of space for the whole family and features a cozy tile faced gas fireplace. The main floor has a private study with glass paneled French style doors. The upper level primary bedroom offers a secluded space where you will find a full 5 piece ensuite. In addition the primary bedroom boasts a large separate sitting space for your relaxation. Two additional bedrooms upstairs with one being an en-suite. The professionally finished basement was just completely painted offers a wet bar and fabulous entertaining area perfect for those weekend sports shows or family game nights. Additionally the finished basement has a bedroom, a full bath and plenty of storage space. You'll love the central vacuum system this home offers. The quiet backyard and front yard has mature evergreen trees and a covered patio. Newer interior and exterior paint. In addition this home was just inspected top to bottom as part of sellers corporate relocation. In the heart of north Parker. Close to 470-I25- Lone Tree, Park Meadows, SkyRidge & Parker hosptials, DTC.... you can't go wrong with this beautiful home!!
Source: RECO #2479530
Interest rate and monthly payment estimated based on public records.
Source: RECO #2479530
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2479530
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