11641 Crowned Sparrow Ln, Tampa, FL 33626
3 beds · 3 baths · 2,200 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. HUGE PRICE IMPROVEMENT!!! REDUCED BY $26,000! This is MUST-MOVE sale! Experience modern WATERFRONT LIVING in the highly sought-after WEST LAKE COMMUNITY of WEST CHASE with this stunning 3-bedroom, 2.5-bathroom, 2200 square feet end-unit townhome. Nestled in a serene setting with tranquil WATER VIEWS, this beautifully designed residence offers an exceptional blend of style, comfort, and convenience. Step inside to discover an OPEN CONCEPT floor plan featuring a bright and airy living space and premium PORCELAIN WOOD TILES throughout the first floor that seamlessly flows into the gourmet kitchen. Boasting SHAKER STYLE CABINETRY, sleek GRANITE countertops, STAINLESS STEEL appliances, and a spacious island, this kitchen is perfect for entertaining. Plus, the large walk-in pantry provides ample storage for all your culinary needs. Upstairs, retreat to the oversized primary suite, complete with an ensuite bath, and a generous walk-in closet. The two additional bedrooms are equally impressive, each featuring their own walk-in closets for maximum storage. Located in a GATED COMMUNITY, West Lake offers security and peace of mind while being CENTRALLY LOCATED and within minutes from A-RATED SCHOOLS, top-rated restaurants, premier shopping, beautiful beaches, and major expressways! MACDILL AIR FORCE BASE is just a short drive away making this home an excellent choice for military personnel. Don't miss this rare opportunity to own a WATERFRONT TOWNHOME in one of Tampa's most desirable communities. Schedule your private tour today!
Source: STELLAR #TB8360340
Source: STELLAR #TB8360340
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.