11640 E Cedar Ave, Aurora, CO 80012
2 beds · 2 baths · 1,002 sqft sqft
*** Motivated Seller *** A must see property! Welcome to your new home at 11640 E Cedar Ave, Aurora, CO - a charming and freshly listed two-bedroom, two-bathroom townhouse, perfect for those seeking comfort and convenience in a vibrant community. This inviting townhome offers a total of 1002 square feet of well-utilized space, ensuring a comfortable living environment. Step inside to discover a warm and welcoming interior. The layout efficiently separates the living areas from the private quarters, with each space designed to cater to your daily needs. Adjacent to the kitchen, the dining area seamlessly connects, making it easy to enjoy gatherings or quiet meals at home. Upstairs, the bedrooms provide peaceful retreats with ample natural light and enough closet space to keep your sanctuary organized and serene. Each bathroom is well-appointed, featuring essential fixtures and clean design lines. Outside, your new home is positioned in a thriving neighborhood with an array of community features that enhance daily living. The Lotus School For Excellence is just a short walk away, making this a great spot for families. For the commuters, the 2nd Ave & Abilene Station offers convenient transport options. Shopping needs are easily met with GW Supermarket within a comfortable distance, and for leisure, the Highline Park & Ballfields offer recreational spaces to unwind and engage in outdoor activities. This property is not just a house, but a place to call home — an ideal balance of convenience, comfort, and community. Make 11640 E Cedar Ave your new address and start making memories in a home designed with your lifestyle in mind. Join us at the open house or schedule your private tour to experience this delightful home firsthand.
Source: RECO #3044529
Interest rate and monthly payment estimated based on public records.
Source: RECO #3044529
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3044529
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