1164 Navajo Ave, Lehigh Acres, FL 33936
2 beds · 1 baths · 920 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This adorable lovely ranch style home is looking for its next family. Freshly painted two bedroom one bath concrete block home comes with a car port, hurricane garage door, can easily close in garage. Fenced in backyard. Three car driveway, room for boat, RV, trailer, and several vehicles. Two sheds on concrete slabs, two patios, beautifully landscaped with an irrigation system with a new pump. Hurricane impact doors and windows, double hung low energy. Clam shells are not needed. No hurricane claims in the last 23 years, zone 5, no flood zone. Lots of room for a pool and more. New roof Aug 2017. Aug 2023 Roof inspected and extra layers on edge cap. Replaced A/C June 2019 with New Train condensing unit, handler, ductwork, and wiring. Mar 2025 New fingerprints resistant Slate Electric Stove no pre heat air fryer, Refrigerator, and Dishwasher, white Whirlpool washer and dryer all with an additional 3yr warranties. Electric Dryer still in box. Current owner has propane dryer. Microwave matches new appliances. Wood mill white cabinets in Kitchen, laundry room, and bathroom. Elegant tile floors throughout , bedrooms have carpet. Comes with ADT security equipment, a Six person stand alone Master Spa, wood blinds/curtains, furniture negotiable, making it move in ready for your personal touches.
Source: FORTMYERS #225034687
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225034687
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.