11625 Tetrafin Dr, Riverview, FL 33579
4 beds · 3 baths · 3,068 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SHOWCASE-WORTHY KITCHEN & LUXURY LAYOUT - WON'T LAST! Don't miss this exceptional opportunity in the coveted Reserve at Pradera! This immaculate residence with fresh exterior paint has been meticulously maintained and thoughtfully upgraded throughout - and will certainly not remain available long! Step inside to discover an intelligently designed layout bathed in sunlight. The elegant entry showcases premium wood-inspired ceramic tile flooring and sophisticated crown molding extending throughout the main level. Entertain with ease in the formal dining space connected to the gourmet kitchen through a convenient butler's pantry. The magazine-worthy kitchen stands as a testament to high-end design, featuring luxurious quartz and marble surfaces, professional-grade stainless appliances including dual wall ovens, exquisite marble backsplash, designer cabinetry, and generous pantry storage. The central island provides the perfect gathering spot overlooking the expansive family room. The magnificent great room incorporates a casual dining area and comfortable living space. Gliding doors open to reveal a screened lanai - your private retreat for sunrise coffee or sunset relaxation. Beyond, find a substantial fully-fenced yard offering verdant outdoor living space. The main level convenience continues with a well-appointed full bathroom and versatile guest bedroom. Ascending to the second floor, discover a fantastic bonus area limited only by your imagination! The primary retreat redefines luxury with a specialized beverage center featuring a wine cooler, walk-in closet, and spa-inspired ensuite showcasing double vanities, deep soaking tub, and frameless glass shower enclosure. Two additional spacious bedrooms, a bathroom with dual sinks, and a conveniently located upstairs laundry center complete the second level. Additional premium features include a whole-home water filtration system and an oversized three-car garage. The solar panel system significantly reduces energy costs while demonstrating environmental responsibility. Resort-style community amenities include a spectacular swimming pool, playground, fitness trails, basketball courts and more. Enjoy perfect proximity to premium shopping, dining, I-75, US 301, downtown Tampa, MacDill AFB, and Tampa International Airport. This extraordinary home combining modern luxury, energy efficiency, and prime location will move quickly - schedule your showing today! IMPORTANT DISCLOSURE: Solar panels are under lease agreement requiring transfer to new owner at closing. Contact your agent for complete details.
Source: STELLAR #TB8376800
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8376800
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.