11622 Summit Rock Ct, Parrish, FL 34219
4 beds · 2 baths · 2,408 sqft
This cul-de-sac home boasts a 3 car garage and one of the largest lots (.39 of an acre) in the desirable community of Kingsfield Lakes. Experience the perfect blend of comfort and convenience, as this residence is ideally located just a mile from the vibrant Shops at Silver Leaf Plaza, where you'll find an array of shopping and dining options. Once you step inside, you are greeted by the formal dining area and living room, creating an inviting atmosphere for gatherings. Continuing on, you will notice the open floor plan seamlessly connects the kitchen and family room, which features eat-in space and bar seating perfect for entertaining. The primary suite, located at the rear of the home, offers the luxury of two closets and an en-suite bathroom complete with a shower and soaking tub. To get to the other bedrooms, enter through a pocket door from the living room, which provides privacy to a hallway leading to the guest bathroom and bedrooms. Although tax records reflect this as a three-bedroom home, a flexible room—recently used as a fourth bedroom and currently staged as an office—adds versatility to the floor plan. Storage is abundant, with strategically placed closets throughout. The guest bathroom features a privacy door separating the sink vanity area from the shower and toilet, adding extra convenience. Significant updates include a new AC system and exterior paint completed in 2023, and a roof installed in 2016. Enjoy grilling or relaxing on your screened lanai while overlooking the oversized backyard and lake view. There is plenty of room for outdoor activities in this spacious backyard, allowing you to dream of creating your own outdoor oasis, with ample space for leisure and projects. Residents of Kingsfield Lakes enjoy a low HOA and no CDD, a community pool, and two playgrounds. For shopping, DIY & decorating enthusiasts, you will enjoy the new Creekside Commons plaza where you’ll find, HomeGoods, Aldi, Marshall’s, Ulta Lowe’s Home Improvement, restaurants and much more- all conveniently located just over 3 miles away. You'll also have easy access to the Ft. Hamer Bridge and boat ramp. Commuters will appreciate the home's proximity to the I-75 and US 301 interchange, just 5 miles away, providing easy access to Tampa, St. Pete, Bradenton, and Lakewood Ranch. This home truly offers the best of both worlds—a tranquil living space with easy access to urban conveniences.
Source: STELLAR #a4617371
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4617371
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4617371
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