11619 SW 71st Cir, Ocala, FL 34476
3 beds · 2 baths · 1,551 sqft
THIS STUNNING QUALITY HOME HAS BEEN UPDATED THROUGHOUT! Concrete block and stucco, featuring 3 bedrooms, 2 baths, and a 2 car garage on a nicely landscaped corner lot, offering privacy! This home is sure to IMPRESS, with ATTENTION TO EVERY DETAIL! The Lexington model home is located in the lovely 55+Community of Oak Run® and offers newer Roof (2019); Hot Water Heater (2022); All NEW DOUBLE PANE WINDOWS (2019); All new light fixtures; Kitchen Cabinet Refacing w/Quiet Close doors and pull-out's in base cabinets, over cabinet lighting, GRANITE countertops, newer appliances including a glass top range w/double oven, Bosch dishwasher, microwave--which is vented out, Coffee Bar, STRIKINGLY BEAUTIFUL CUSTOM STONE ACCENT--backsplash/finished rear of breakfast bar/as well as the vented microwave stack. The WOW factor is the GORGEOUS BUILT-IN ELECTRIC FIREPLACE in the living room with FABULOUS STONE ACCENT to the ceiling with the lovely WOOD MANTLE. There are PLANTATION SHUTTERS in the breakfast nook area; the main entry offers a LEADED-GLASS DOOR with sidelights and transom, as well as a beautiful chandelier throwing dazzling light throughout the foyer. The home features a SPLIT FLOORPLAN, offering privacy and comfort for your guests. The primary bedroom offers DUAL WALK-IN CLOSETS and ENSUITE bath featuring a GRANITE countertop, DUAL VANITY, and a NEW, LARGE TILED SHOWER including a WATERFALL shower head & handheld, as well as NEW glass doors! The two guest bedrooms include large built-in closets and LVP Flooring. The shared guest bath offers a tiled tub/shower combination with glass doors and single vanity. The LANAI has been FINISHED INTO A WELCOMING, CLIMATE-CONTROLLED living space, featuring a LOVELY ACCENT WALL, creating a cozy space for reading or just relaxing. Through the newer heavy-duty sliding glass doors, you will experience the NEWLY INSTALLED METAL PERGOLA and PAVERED PATIO, which has been enclosed with canvas/screening for additional outdoor living space! This home also features a NEW, WHOLE-HOUSE WATER FILTRATION/SOFTENER SYSTEM; inside laundry; upgraded landscaping and more--located in GOLFVIEW. Click on the attached tour for photos, video and 3D.
Source: STELLAR #g5090514
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5090514
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5090514
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.