11607 NW 18th Pl, Gainesville, FL 32606
3 beds · 3 baths · 1,764 sqft
Nestled in a picturesque setting, this charming 2-story home is a perfect blend of historic character and modern comforts. With a design that echoes the elegance of Charleston Park, SC, the home features a welcoming courtyard and a private, screened-in patio—ideal for relaxing or entertaining. A spacious balcony offers an idyllic spot to enjoy your surroundings, adding to the home's Southern charm. Inside, the home showcases a modern farmhouse aesthetic, harmoniously combining rustic elements with sleek, modern updates. The kitchen is a true highlight, featuring custom American walnut butcher block countertops, custom backsplash and an inviting eating space, perfect for casual meals or gatherings. You will appreciate the updated stainless steel appliances, a modern Kraus under mount sink, seamlessly integrated into the countertop for a sleek, modern look. This premium sink offers both style and functionality, with its deep basin providing ample space for dishes and meal prep. Paired with a high-quality faucet, featuring a contemporary design and smooth, easy-to-use pull-down functionality, this setup makes for a practical and elegant addition to the kitchen. A striking modern barn door adds a unique touch of rustic elegance, complementing the newly painted interior and a wood burning fireplace enhancing the cozy, welcoming atmosphere. The farmhouse-style ceramic floors bring both warmth and charm to the space, while the updated bathrooms provide a luxurious, contemporary retreat. Carefully chosen updated farmhouse style lighting throughout, combines vintage inspired elements with modern touches creating a welcoming and cozy ambience in every room. Recent updates include: New HVAC 2020, New Roof 2022, New Lighting & Ceiling Fans 2022, Kitchen upgrades 2022/2023, New Garbage Disposal 2023, Deck 2023, Barn Door 2023, Guest Bathroom remodel 2023/2024, Primary Bathroom remodel 2024, New Interior Paint 2023/2024, New 50 Gal Water Heater 2024. With its perfect balance of character and modern updates, this home is a must-see. Don’t miss the opportunity to make this stunning property your own!
Source: STELLAR #GC528085
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #GC528085
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.