VA loan
1 of 60
VA loan
$759,000 SIGNIN

Sign in to see required down payment for the 2.75% rate

11604 Acosta Ave, Orlando, FL 32836

3 beds · 4 baths · 2,853 sqft

One or more photo(s) has been virtually staged. LOCATION! LOCATION! LOCATION! This awesome home is uniquely located in the peaceful neighborhood of MABEL BRIDGE where CASTLEVIEW ELEMENTARY SCHOOL the neighborhood community PARK and PLAYGROUND are all within a few minutes WALKING DISTANCE. The community is also approximately 5 minutes away from SHOPPING AND RESTAURANTS, and 10 minutes away from the happiest place on earth! This three-bedroom, three and a half bath pool home has been meticulously maintained and is move-in ready. The home offers a VERSATILE OPEN FLOOR plan with three easily adaptable flex spaces. The downstairs flooring is all ceramic tile. The large eat in kitchen, breakfast room, living room and formal dining room plus a ½ bath are on the 1st floor. The second floor has all laminate flooring and includes a family room, ample size landing to put a desk, primary bedroom, an en-suite bedroom, third bedroom, third bathroom, and the laundry room. The kitchen features 42 “upper cabinets with crown molding, a large island, granite countertops with an oversized sink, built-in oven and microwave, a cooktop, range hood, breakfast bar, closet pantry and an eating space. The breakfast room is so large (12 x 15), it can be used as a formal dining room and the formal dining room could possibly be converted into a 4 th bedroom if you’re in need of one. At the top of the stairs, you have a 7 x 6-foot landing. The primary bathroom features dual sinks, a garden tub, and a walk-in shower. The en-suite bathroom features one sink and a shower tub combo. The closets all have built- in California closet type shelving including the coat closet, and linen closets. There is also a large storage area under the stairs. THE POOL is amazing AND you can watch the MAGIC KINGDOM FIREWORKS while you are enjoying it at night!!! The pool decking is made of the Random Ashlar pattern in concrete pavers. The huge, covered lanai adds to the ambiance of this AMAZING SPACE that is great for ENTERTAINING GUESTS or just having family time outdoors. The OVERSIZED POOL features a BEACH LANDING with an umbrella holder and 3 fountains, there is a pool light, a seat for the kids to hang out on and a child safety fence. This home also has a 2 car attached front facing garage with door opener and epoxy flooring. The community also features a pool, park and multiple playgrounds. Located close to 535 for easy travel anywhere throughout central Florida to access all there is to offer from near and far, restaurants, shopping, beaches, ALL theme parks and more…. <div style="padding:56.25% 0 0 0;position:relative;"><iframe src="https://my.matterport.com/show/?m=Zv2Sso82Q2V"frameborder="0" allow="autoplay; fullscreen" allowfullscreen style="position:absolute;top:0;left:0;width:100%;height:100%;"></iframe></div></span></TD></TR>

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$2,910
$3,879
You may also save up to $294,402 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,879 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.75%
Remaining term
25 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,910
Principal & interest
$1,797
Mortgage insurance
-
Property taxes
$332
Home insurance
$689
HOA fees
$91
Utilities
Not included

Source: Public records

Home details
Size
2,853 sqft
Lot size
0.15 acres
Year built
2014
Type
Single Family Residence
HOA dues
$91.00

Source: STELLAR #O6283785

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 07:32 am
Listing agent: Marie A Collins PA (407) 791-8232
Listing provided courtesy of: FLORIDA REALTY RESULTS LLC (407) 498-3838
Details provided by STELLAR and may not match the public record.
MLS ID: #O6283785
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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