1160 Carl Sanders Dr, Acworth, GA 30101
3 beds · 2 baths · 2,869 sqft sqft
Welcome home to this beautifully crafted easy living ranch home inside the exclusive gated community of Governors Towne Club. This well-maintained ranch plan features a bright, open gourmet kitchen w/ a grand island. Stainless steel appliance package includes cooktop and double ovens. Beautifully designed cabinets and countertops throughout, Formal dining. The private large Owners suite comes fit with a stunning double vanity, large designer tile shower, incredible tile flooring and walk-in closet. Secondary bedrooms with full bath, private office, laundry room, covered front and rear patios perfect for relaxing and entertaining, 3 -car garage with ample parking space all located on a professionally landscaped lot. Convenient features of the home include hardwood flooring, oversized entry ways, high ceilings, oversized covered patio, rocking chair front porch, luxurious lighting package, easy access floor plan and spa like owner's shower. Governors Towne club offers something for everyone Gated community manned 24/7. The country club offers a stately club house with multiple dining areas to fit any occasion, an adult lounge, a private event ballroom overlooking the world class 18-hole golf course, an aquatic facility w/ competition pool, splash park, waterslide, activity building, cafe and tiki bar. 8 lighted tennis courts, basketball, baseball and golf offer opportunities for the whole family w/ teams, leagues, clinics and camps. Year-round social events are scheduled and well-attended. Full-service spa and fitness center includes nautilus equipment, classes, saunas, steam rooms, and jacuzzi. Do not miss out on this amazing opportunity to live in Governors Towne Club.
Source: GAMLS #10414969
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10414969
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10414969
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.