116 Archstone Sq, Mcdonough, GA 30253
5 beds · 6 baths · 5,957 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Modern Elegance Meets Resort-Style Living in Providence Lake - McDonough, GA Coming Soon - Showings Begin Once Final Touches Are Complete! Get ready to fall in love with a home that truly has it all-luxury, comfort, and the ultimate staycation lifestyle! Perched perfectly on a gentle rise in the prestigious Providence Lake community, this Mediterranean-inspired beauty blends timeless Southern charm with bold design and exceptional functionality. With Summer around the corner, the backyard oasis is calling your name! Elevated on a beautifully landscaped lot, this home makes a grand first impression with its stately front porch, classic columns, and commanding view. The show-stopping heated saltwater pool and hot tub turn every day into a vacation. Whether you're lounging poolside, hosting a BBQ, or soaking under the stars, this private retreat is made for year-round enjoyment-but there's no better time than summer to make it yours! Step inside to find gorgeous hardwood floors throughout, rich chocolate and warm gold tones, and luxurious touches like 12- and 18-inch crown molding, coffered ceilings in the family room, and a trey ceiling in the owner's suite. Classic wainscoting adds timeless detail to both the main and terrace levels. The main-level owner's suite is a true sanctuary, featuring a stunning, multi-layered tray ceiling with intricate molding that adds depth, dimension, and a custom designer touch. It's a space that feels both luxurious and serene-perfect for unwinding at the end of the day. Enjoy cozy nights by the fire with two custom fireplaces-each featuring hand-crafted mantels and magnificent stonework that make a bold statement. The chef's kitchen features custom cabinetry, a dramatic designer vent hood, granite countertops, and a massive eat-in island. Flowing effortlessly into a charming keeping room and sunlit breakfast nook, this space was built for gathering. The terrace level, finished by the original custom builder with high ceilings and the same premium quality as the main floor, this level includes a spacious family room, private bedroom, office, fitness area, spa room, and both a full and half bath-each with quartz countertops. A stunning kitchenette with a quartz galley island and modern gray tones makes this space ideal for guests, multi-generational living, or entertaining in style. Currently styled as a media room, the upstairs elevated great room is the ultimate flex space. Whether you turn it into a game room, a hangout for teens, or a cozy gathering spot for movie nights and weekend fun-this room brings the "wow" and the possibilities. When you tour this home you will find smart stylish details everywhere! Plantation shutters throughout-including in the garage-add charm and privacy. Custom built-ins in the study, media room, and living areas add sophistication and functionality. Walk-in closets in every bedroom ensure plenty of storage space. Upstairs also features three additional spacious bedrooms, a spacious bonus room, and flexible living options for every lifestyle. The finished terrace level and heated saltwater pool are both less than three years old, offering modern efficiency and peace of mind. Plus, a transferable home warranty through March 2026 provides added value and security for the next homeowner. The seller is putting the final polish on this exceptional home to ensure it shows in pristine condition-just in time for summer entertaining and poolside lounging. You simply won't find another move-in ready home at this price point with this level of custom finishes, space, and amenities. Don't miss your chance to make this extraordinary property yours-schedule your private showing as soon as it goes live!
Source: FMLS #7559072
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7559072
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.