116 Amaryllis Ave, Summerville, SC 29483
3 beds · 3 baths · sqft
Welcome to this stunning 2-story residence nestled in the picturesque White Gables community of Summerville, SC. This charming Charleston-style house is move-in ready and just waiting for you to call it home. Upon entering the Charleston single house privacy door, you will find a quiet and hidden front porch where you can sit and enjoy reading or relaxing in your private space. This immaculate home features 3 spacious bedrooms, 2.5 bathrooms, and has 2,245 square feet of living space. The first floor offers a welcoming foyer leading to a large formal living room perfect for gatherings. The open floor plan includes a modern kitchen with upgraded cabinets, granite countertops, a stylish tile backsplash, stainless steel appliances and a gas range. Enjoy meals in the eat-in kitchen or the large separate dining area. Updates include new electric panel outside, replaced tankless water heater, wall safe, professionally painted exterior of home & garage, added stairs in garage for upper storage, hardwood floors through all rooms with exception of two guest rooms and much more!! The owner's suite provides a serene retreat with a garden tub, a walk-in shower, and a huge walk-in closet. The owner's suite has a lovely balcony to enjoy your morning coffee. There are two additional spacious bedrooms with carpet and a nice upstairs laundry room. Step outside to enjoy the screened back porch, Huge beautifully landscaped fenced in yard, and the detached 2-car garage offering ample storage space. Residents of White Gables enjoy a variety of amenities, including a community pool, clubhouse, tennis courts, basketball courts, and scenic walking/jogging trails. The community is also golf cart-friendly and includes playgrounds and gazebos for outdoor enjoyment. Located just minutes from Historic Downtown Summerville, this home is conveniently close to major commuter arteries, charming shops, diverse dining options, and top-rated schools in the Dorchester II School District. The Charleston International Airport, Boeing, Mercedes, Volvo, beaches and all the Charleston activities are just a short drive away! Don't miss the opportunity to make this enchanting home yours! Schedule a showing today and experience the best of Southern living in the heart of Summerville.
Source: CTAR #24019358
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24019358
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24019358
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.