11595 SW 134TH CT, Dunnellon, FL 34432
Welcome to this traditional brick masterpiece, a breathtaking blend of classic elegance and modern luxury. This home’s desirable split floor plan is the beginning of its allure. Imagine parking in your oversized garage, with ample room for all your vehicles and storage needs. The charming front porch invites you to relax and unwind as you approach. Step outside to discover a screened-in pool area that is nothing short of an oasis. Dive into tranquility with the serene waterfall feature, all under the shelter of a covered lanai. This property is a nature lover's dream, set on a sprawling 1.11-acre lot. Majestic mature oak trees provide both beauty and privacy. Thanks to a fully fenced yard with two separate gated entrances, security and accessibility are paramount. The home has impressive updates: a top-of-the-line Carrier 5-ton air conditioner installed in May 2023, energy-star-rated windows from December 2022, and a sleek new sliding glass door with built-in blinds and enhanced security. The home's electrical system was completely overhauled with a new panel and breakers in November 2022. Outdoor adventurers will appreciate the 50-amp outlet on the garage exterior, complete with a breaker box and RV converter box. Enjoy the luxury of new tile flooring installed just six months ago and all-new electrical outlets and switches. Modern lighting fixtures, both inside and out, add a contemporary flair. The shed offers power and light, providing more functional space. This home is not just a place to live—it's a lifestyle. Experience unparalleled comfort, privacy, and sophistication in a setting that seamlessly blends the best of both worlds. Xfinity High Speed Internet.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #om678995