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$179,000 SIGNIN

Sign in to see required down payment for the 3.92% rate

11540 SW 84th Avenue Rd, Ocala, FL 34481

2 beds · 2 baths · 892 sqft

Seller Motivated!! Charming Home at 11540 SW 84th Avenue Rd, Ocala, FL – Meticulously Updated in Oak Run Country Club Nestled in the highly sought-after Oak Run Country Club, this beautifully maintained 2-bedroom, 2-bathroom home exudes both style and comfort. You’ll immediately notice the care and attention that has gone into every detail, with many upgrades and updates completed over the last few years. Sellers are having a new roof installed. The home boasts modern updates throughout, including a new water heater, upgraded electric panel, and high-efficiency front-load washer and dryer. The kitchen is outfitted with a new stove and oven, while the refrigerator has also been recently replaced. Inside, the home features fresh, high-quality flooring that enhances the space. Gorgeous bamboo flooring in the dining area creates a warm and inviting atmosphere, while the newly installed laminate flooring throughout the living room, hall, and bedrooms offers both style and easy maintenance. The bathrooms have been updated with fresh floors and updated vanities, along with a refinished countertop and new faucet in the master bath. A fresh coat of paint adorns the walls and ceilings throughout, and the front door has been freshly painted to welcome you into this lovely home. Outside, the landscaping has been thoughtfully refreshed with vibrant flowers such as azaleas, roses, gardenias, rhododendrons, and hydrangeas, and the yard has been newly mulched to enhance its curb appeal. The oversized one-car garage is screened for added comfort, and the spacious backyard features an oversized paver patio, perfect for relaxing or entertaining. Living in Oak Run Country Club offers access to a wealth of amenities, including six pools, five hot tubs, two gyms, tennis courts, pickleball courts, and bocce ball courts. With a low HOA fee, you can enjoy all of these fantastic features without breaking the bank. This home provides the perfect combination of private comfort and community convenience, making it an ideal choice for anyone looking to embrace both relaxation and an active lifestyle. Don’t miss your chance to experience this beautifully updated home—schedule your showing today!

Estimated
Seller's interest rate
3.92%
7%
Estimated
Monthly payment

$1,240
$1,516
You may also save up to $89,365 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,516 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.92%
Remaining term
27 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,240
Principal & interest
$738
Mortgage insurance
$110
Property taxes
$86
Home insurance
$162
HOA fees
$143
Utilities
Not included

Source: Public records

Home details
Size
892 sqft
Lot size
0.18 acres
Year built
1989
Type
Single Family Residence
HOA dues
$143.00

Source: STELLAR #A4648300

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 09:45 am
Listing agent: Javier Vargas (941) 894-7907
Listing provided courtesy of: PREFERRED SHORE LLC (941) 999-1179
Details provided by STELLAR and may not match the public record.
MLS ID: #A4648300
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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