11540 Balintore Dr, Riverview, FL 33579
4 beds · 2 baths · 2,107 sqft
Welcome to this meticulously maintained home located in the sought after community of Panther Trace! This 4 bedroom 2 bath home is nestled on a lot located in the Ballymore Village with views of the pond. Once you enter you are greeted by tons of natural lighting, high ceilings and tile throughout all the main living spaces. The great room includes the kitchen and living room that is ideal for daily activities! The kitchen has newer Quartz countertops, stainless steel appliances, crown on the cabinetry, a built in buffet that is perfect for a coffee/wine station, an island that has even more storage and a breakfast bar! There is plenty of space to have a dinette in the kitchen adjacent to the living room making this truly a place to enjoy the view and quick meals! The large master bedroom has a walk in closet, and the en suite bathroom has a garden tub, walk in shower with glass enclosure, DUAL sinks, raised vanity and lots of storage! The secondary bedrooms are generous, have walk in closets and share a guest bath complete with tub/shower and a large vanity with extra counter space! Enjoy your morning coffee or evening beverage in the screened and covered lanai and enjoy entertaining in the fenced in back yard with plenty of room for play, pets, BBQ and garden for your family. Additional details include neutral paint, 2” blinds, ceiling fans throughout, Culligan water softener and Reverse Osmosis (2016), Simplisafe Alarm Equipment, Schlage smart locks on front & garage access doors and Sylvania smart switches to control the front outside and foyer lights. The community boasts scenic wetlands and nature areas with a main boulevard expertly landscaped, giving the entire community a park-like setting. The amenities include a lavish 3000 square foot clubhouse, lagoon style pool, tennis, basketball and volleyball courts, a multipurpose field and community events and activities for all to enjoy! Located close to shopping, restaurants, I75, US 301, 35 minutes to Tampa International Airport, 25 minutes to Downtown Tampa and less than a hour to the beaches!
Source: STELLAR #TB8341530
Financials
Source: STELLAR #TB8341530
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.