1154 Spring Glen Ct, Leland, NC 28451
4 beds · 3 baths · sqft sqft
Nestled on a tranquil cul-de-sac, this stunning home offers breathtaking canal views and spacious living. With 4 bedrooms, 3 full bathrooms, and an additional room that can be used as an office or music room with elegant French doors, this residence seamlessly blends comfort and style.The home features exquisite craftsmanship, including detailed wainscoting and crown molding. The property also includes a Tesla charger for electric vehicle owners and a fenced backyard, perfect for privacy and outdoor enjoyment.Hardwood floors extend from the foyer through the living room, dining room, kitchen, and the expansive sunroom/breakfast nook that overlooks the serene water views. The living room boasts natural gas logs and opens to a screened porch with an EZ Breeze enclosure. A convenient natural gas line is installed on the patio for easy outdoor grilling. The well-appointed kitchen showcases granite countertops, a stylish tile backsplash, 42'' glazed wooden cabinets, a large pantry, and a suite of appliances including a stainless steel refrigerator with a water and ice dispenser.The luxurious master suite features a private bath with a walk-in shower, a whirlpool tub, dual vanities, a walk-in closet, and a water closet. Upstairs, you'll find two generously sized bedrooms or playrooms with closets, a full bathroom, and a linen closet. Additional storage is available in the walk-in attic, under-stair closet, and oversized 2-car garage.Situated in the gated community of Waterford, you'll enjoy resort-style living with amenities such as an elegant clubhouse, billiard room, new fitness center, resort-style swimming pool, lighted tennis and pickleball courts, sand volleyball, bocce ball, playground, canals for kayaking, walking and bike trails, and a variety of social activities. Osprey Lake offers opportunities for kayaking, fishing, picnicking, or simply relaxing while observing the wildlife.Experience the perfect blend of luxury and convenience in Waterford of the Carolinas.
Source: NORTHCAROLINAREGIONAL #100460933
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100460933
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100460933
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