11507 Cedar Valley Dr, Riverview, FL 33569
3 beds · 2 baths · 2,176 sqft
Welcome to 11507 Cedar Valley Dr., a stunning home located in a sought-after gated community. This immaculate 3-bedroom, 2-bathroom home with a spacious den & 3-car garage offers 2,176 square feet of luxurious living space. The den provides flexibility and can easily be converted into a 4th bedroom or a home office, depending on your needs. Set on an oversized lot with an expansive, fenced-in backyard and no rear neighbors, this home offers both privacy and tranquility. Step outside and discover your own private resort-style oasis. The HEATED AND COOLED SALTWATER POOL is SMART-CONTROLLED, allowing you to adjust the temperature to your liking. Relax in the VANISHING SPA, or enjoy the 6-FOOT SUNSHELF WITH DECK JETS AND BUBBLING WATER FEATURES. The pool also features an AUTOMATIC WATER LEVELER & SMART POOL VACUUM for easy maintenance, along with a BRAND-NEW ENCLOSURE. This backyard retreat is designed for both relaxation and entertaining, with GEMSTONE PERMANENT OUTDOOR LIGHTING & NEBULA PERMANENT LANAI LIGHTING That set the perfect ambiance for any occasion. For the ultimate outdoor cooking experience, the home boasts a BUILT-IN 8FT LUXURY OUTDOOR ISLAND, complete with a BLAZE PREMIUM LTE 30-INCH PROPANE GRIDDLE & AN OUTDOOR-RATED REFRIGERATOR. The island’s Gold Rush stone and black polished granite finish add a sophisticated touch. Lush landscaping with palm trees and thoughtfully placed front and rear landscape lighting enhance the home’s curb appeal and create a warm, welcoming atmosphere. Inside, the home is equipped with the latest in smart technology, including a SMART FRIDGE with a screen and a BRAND NEW DISHWASHER. The kitchen also features a DOUBLE OVEN RANGE, perfect for preparing meals for family and friends. A WHOLE HOME REVERSE OSMOSIS SYSTEM From Neptune Springs ensures pristine water quality throughout, while the HVAC UV Photo Max Air Purifier keeps the air clean and fresh. The POOL PUMP WAS UPGRADED IN 2022, and the home also boasts an UPGRADED ALARM SYSTEM with FRONT and REAR CAMERAS for added security. Situated in a community with a super low HOA fee of just $110 per month, this home provides a truly maintenance-free lifestyle with easy access to all the amenities you could need. Whether you’re relaxing by the pool, entertaining guests in the backyard, or enjoying the comfort of your beautifully designed home, 11507 Cedar Valley Dr. is the perfect place to call home. Don’t miss the chance to see this one-of-a-kind property – schedule your private showing today!
Source: STELLAR #tb8330473
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8330473
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8330473
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.