1150 Boswell St, North Port, FL 34288
3 beds · 2 baths · 1,692 sqft
**Price reduction** Move right into this gently used home on a half acre, just a short distance from community park. With a split floor plan, this 3 bedroom + den home will give you plenty of space. Large open living area is great for dinners and entertaining. The kitchen features soft close shaker style cabinets, beautiful stone countertops, stainless steel Whirlpool appliances and a farmhouse style sink and backsplash tie it all together. The pantry offers plenty of room, with 10 shelves. Down the hall you will find 2 guest bedrooms, a linen closet, guest bathroom and laundry room. Guest bathroom has a tub/shower combo with stone wall and decor. Laundry room has new LG front load washer and dryer that stay with the home. Opposite you will also find additional shelving and a utility sink. The den can be closed with the double doors, offering the privacy of an additional bedroom if needed. The primary suite has crown molding and plenty of space for all of your furniture. Retreat further into your spa like en-suite and you will never want to leave! Relaxing tub, separate tiled shower and dual sink vanity. Beyond that is your huge walk in closet, with pocket door. Impact windows provides ease during hurricane season with no shutters having to be put up! This home is also not in a flood zone. A/C is serviced twice per year and the water heater was just replaced in 2024. The large yard is a double lot, so you are just under a 1/2 acre, with cleared space on either side of the home, as well as the backyard. This allows you plenty of room for your future garage, shed, pool or playground! The opportunities are endless. Within easy access to I-75, you can access Kings Hwy in 10 min, or if you are heading north- hop on at Toledo Blade. Just a short drive to the up and coming Wellen Park area. Don't wait for the unknown new construction home to be completed- this is move in ready today!
Source: STELLAR #w7862720
Source: STELLAR #w7862720
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7862720
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.