1150 Blarney St, Minneola, FL 34715
6 beds · 5 baths · 5,130 sqft
Welcome to your dream home in the sought-after community of Ardmore Reserve! Built in 2021, this move-in-ready property offers a spacious layout with 6 bedrooms and 4.5 bathrooms, including a private mother-in-law suite with its own entry. Perfect for multi-generational living or hosting long-term guests, this home provides ample space, privacy, and comfort. The main living space features 5 bedrooms and 3.5 bathrooms, thoughtfully designed for family living. With a modern open design and beautiful new tile flooring that boasts self-cleaning grout, this home ensures low maintenance and lasting beauty. The luxury vinyl plank staircases add a contemporary touch, and the freshly cleaned carpet keeps the upstairs cozy and inviting. Adding elegance and convenience is the unique two-way staircase, offering two distinct ways to move between levels. Whether you’re heading up from the kitchen or down from the bedrooms, this feature enhances the home’s flow and accessibility. The heart of the home is the kitchen, where you’ll find extended cabinets for abundant storage, an oversized island perfect for meal prep or casual dining, and ample counter space to host with ease. The kitchen flows effortlessly into the family room, making it the perfect hub for gatherings. The dining room includes a stylish dry bar, perfect for entertaining. The backyard is a true retreat! Step outside to enjoy an expansive pavered patio complete with a covered area for shaded lounging and a cozy firepit for cool evenings. The unrestricted views provide a serene and private setting, making this space ideal for entertaining, family barbecues, or simply unwinding after a long day. The mother-in-law suite features its own bedroom, bathroom, and private entrance, offering endless possibilities as a guest retreat, home office, or rental space. The community of Ardmore Reserve is the perfect place to call home, offering a range of amenities and a warm, welcoming atmosphere. Conveniently located near schools, shopping, and dining, this home also boasts an extended pavered driveway for additional parking, making it as functional as it is beautiful. Don’t miss your chance to own this exceptional property! Schedule your showing today and discover why this home is perfect for your next chapter.
Source: STELLAR #g5090095
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5090095
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5090095
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.