115 Flintstone Dr, North East, MD 21901
4 beds · 3 baths · 2,234 sqft
NEW PRICE! Welcome Home! Come and see this charming colonial on over a third of an acre, in the well-established neighborhood of Bedrock in North East! This spacious, 4-bedroom, 2.5-bathroom single-family residence offers a fantastic open floor plan, perfect for anything from entertaining a large group of friends to enjoying a quiet evening snuggled up in front of the fireplace. Upon entering, the large foyer opens up to both the formal dining room and formal sitting room (which could also function perfectly as a first-floor office space)! As you follow the incredible engineered hardwood floors down the hallway, you will pass a half bathroom on your way to the heart of the home, where you will enjoy a spacious eat-in kitchen and massive family room. The kitchen features stainless steel appliances, a large island, tons of storage, granite countertops with ample counter space, a large pantry and a bonus desk nook. The family room offers a cozy fireplace and a wall of large windows that let in tons of natural light. From the kitchen you can also access the massive walkout basement (with bathroom rough in), the 2 car garage and the deck/patio/yard! Heading upstairs, the primary suite boasts an en-suite bathroom with a beautiful barn door entrance. Enjoy a double vanity, newly refinished walk-in shower and large soaking tub! This private retreat also offers vaulted ceilings and a large walk-in closet! The upper level offers another full, hall bathroom, serving the other three generously sized bedrooms. Another amazing feature in this home is the incredibly convenient second floor laundry room, located in the upper level hallway. As you head out to the backyard retreat, you will enjoy a newer deck and new concrete patio that wraps all the way around to the front yard/oversized, 3-car-wide driveway. The outdoor space of this home is truly one of the best parts of the property as it provides an amazing oasis with plenty of outdoor living space in addition to a very large backyard. You will absolutely love the ease of the indoor/outdoor living at 115 Flintstone Drive! On top of everything the home offers, the location is absolutely perfect. This home is tucked away in a quiet, well-established neighborhood while also being conveniently close to nearby parks, schools and shopping centers, along with easy access to major highways. This home is completely move-in ready so do not hesitate - schedule your tour today! This is the one you've been waiting for! Recent upgrades include: New Well Pump (2024), New Water Heater (2022), Expanded Driveway (3 cars wide) and a New Concrete Patio & Walkway.
Source: BRIGHT #MDCC2015316
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: BRIGHT #MDCC2015316
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.