115 Bellemeade Ct, Fayetteville, GA 30215
5 beds · 4 baths · 4,393 sqft
This impressive 5-bedroom, 4-bathroom former model home offers 4,393 square feet of thoughtfully designed living space, making it significantly larger than most homes in the area. Featuring two dedicated offices and a spacious guest suite on the main floor, this home is ideal for remote work or multi-generational living. Meticulously maintained, the home boasts hand-carved hardwood floors, fresh paint throughout. The two-story family room is a showstopper, featuring a curved wall of windows that floods the space with natural light, a grand stone fireplace, and built-in bookshelves. The chef’s kitchen is designed for both function and style, featuring a large island, ample granite countertop space, stainless steel appliances, recessed lighting, and pendant lights for a bright and inviting atmosphere. An adjacent eat-in area provides additional space for casual dining. The main level also includes a formal dining room with coffered ceilings and elaborate trim work, a formal living room, and a two-story foyer, all with hardwood flooring. As the former model home, this property features a unique office space in place of the original garage, offering over 400 square feet of finished, climate-controlled space with double exterior doors—perfect for a sunroom, home office, homeschool area, or creative workspace. Instead of the original garage, the home now includes a detached oversized garage with a fully floored second level for additional storage. Upstairs, the luxurious primary suite features a double tray ceiling, and a spacious walk-in closet with separate sections for organization. The primary bath is elegantly appointed with dual vanities, granite countertops, a tiled walk-in shower, a jacuzzi tub, and a private water closet with a window. A secondary bedroom upstairs has its own private en-suite bath and walk-in closet, while two additional bedrooms share a Jack-and-Jill bathroom. Exterior highlights include a charming covered front porch, a private covered rear porch with extended patio, ceiling fan, and a fully fenced-in backyard—perfect for pets and family fun. Situated on a corner lot, the home also benefits from additional privacy and an open feel, with the adjacent neighborhood green space and gazebo enhancing the setting. Located in the top-rated Fayette County school district, this home is zoned for Sarah Harp Minter Elementary, Whitewater Middle, and Whitewater High School. Minutes to Trillith, scenic walking paths, and tons of new Fayette county amenities.
Source: FMLS #7551575
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7551575
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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