1148 Checkerberry St, Longs, SC 29568
3 beds · 2 baths · 2,259 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE DROP! home is being painted! Welcome to your dream home in the Plantation Pines community—a stunning three-bedroom, two-bath oasis on picturesque Lake Lott. As you step through the tiled entryway, you'll be captivated by the soaring vaulted ceilings and the striking black-tiled fireplace, creating a warm and inviting ambiance in the expansive open living and dining areas, perfect for entertaining. The kitchen is a chef’s delight, featuring ample cabinet space, granite countertops, a breakfast bar, and a cozy breakfast nook. Kitchen includes a new range and dishwasher! The master suite offers luxurious comfort with its tray ceiling, a breathtaking view of the serene lake, and a massive walk-in closet. The beautifully tiled Carolina room is a sun-drenched haven, offering stunning lake views and seamlessly connecting the kitchen and living room. New flooring has been installed in the kitchen, living room, and one of the bedrooms, adding a fresh touch to this already magnificent home. Outdoors, the patio provides the perfect spot to enjoy nature, whether you're grilling, sipping lemonade, or enjoying your morning coffee. With a brand-new HVAC system installed in March 2021 and many other upgrades, this home is move-in ready. New roof 2023! Located just a short drive from Cherry Grove Beach and the fantastic dining options in Little River, this gem won’t last long—schedule your showing today! HOA includes cable and internet!
Source: MYRTLEBEACH #2419909
Source: MYRTLEBEACH #2419909
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.