11456 SW 69th Cir, Ocala, FL 34476
2 beds · 2 baths · 1,240 sqft
Gorgeous golf course view of #1 Fairway, this charming home is ready for new owners!! Beautiful laminate floors throughout main living areas, updated kitchen with pull outs in some cabinets, 9 windows replaced in 2021 by First Choice Windows, Roof replaced 2019, HVAC replaced 2010. Shutters on all windows gives it a warm country cottage feel and so easy to clean and adjust for maximum light filter! Kitchen has stainless steel appliances, large double pantry, eat in breakfast area, and access to the lanai giving you the beautiful view of golf course while you enjoy your coffee. Livingroom and dining room are open concept large space with pass through window from kitchen to dining room for easy entertainment. Both bathrooms have had updates with new cabinets, lighting and tile floors. Queen size guest bedroom with large closet and window seat (too cute). Master has double door entry giving it a grand feeling when entering and is large enough for your king size bed. Walk in closet has storage shelving, en suite offers step in shower with built in seat. Oak Run was voted top 5 retirement communities in 2024. Palm Grove 18 hole golf course is second to none with all new gas driven golf carts. Oak Room restaurant bar and grill will make entertaining guests easy when you take them for drinks on patio, lunch and or dinner. Envera gate system keeps the gated community safe and sound. The amenities are plentiful with 6 pools (1 heated) 5 hot tubs, 3 club houses, 2 fitness centers, over 100 clubs to join, library, crafts room, billiards room, card rooms, pickle ball, tennis, shuffleboard courts all available for the low monthly amenities fee. Take a look - will not disappoint! This home is special!
Source: STELLAR #OM697091
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #OM697091
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.