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1144 Legg Dr, Apopka, FL 32712

5 beds · 4 baths · 4,322 sqft

Welcome to this spacious 5-bedroom, 4-full bathroom home with a 3-car garage, ideally located in the thriving city of Apopka. This well-appointed abode was thoughtfully constructed by DR Horton, ensuring both quality and style. As you step inside, you'll be greeted by an interior that exudes modern elegance and functionality. Upon entering, you'll immediately notice the volume ceilings that add an airy and open feeling throughout the home. The main living area and all rooms on the first floor feature beautiful ceramic wood-plank style flooring, installed in 2020, which offers a warm and inviting atmosphere. The first floor offers a well-designed layout, featuring a formal living room and formal dining room, perfect for hosting gatherings and entertaining. Additionally, there is a guest bedroom and a full bathroom, offering convenience and flexibility for guests or a home office. The heart of the home is the spacious kitchen, which boasts an oversized design. It features granite countertops, a large island with a breakfast bar for stools, stainless steel appliances, and an oversized pantry closet for all your culinary needs. The kitchen seamlessly connects to the family room, creating an inviting space for both daily living and special occasions. Moving to the second floor, you'll find the primary suite, which includes a private bathroom, providing a peaceful retreat. Three additional bedrooms offer ample space for family members or guests, and two more full bathrooms ensure everyone's comfort. One of the highlights of the second floor is the oversized open loft, a versatile space that can be customized to fit your lifestyle. Whether you dream of a movie room, a game room, a craft room, or a second family room, this loft is a canvas awaiting your personal touch. Outside, a covered patio provides the perfect spot to enjoy the Florida weather and the beautiful surroundings. The home is designed to accommodate a modern lifestyle with comfort and elegance. Apopka, a growing city, offers an exceptional quality of life with quick and easy interstate access. The community is situated near three State Parks, and a 180-acre sports park is just behind the community. Enjoy recreational activities such as tennis, basketball, soccer, football, and even an amphitheater for local events. This location also provides close access to SR 429, SR 414 (Apopka Expressway), Wekiva Parkway, shopping, dining, and popular destinations like Orlando, Sanford, Lake Mary, Winter Garden, and Disney, all without the hassle of heavy traffic. In this beautiful DR Horton-built home, you'll find a harmonious blend of style, functionality, and an unbeatable location. Welcome home to a lifestyle that offers both convenience and comfort!

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.
Location
Details
Home
Size
4,322 sqft
Lot size
0.46 acres
Year built
2011
Type
Single Family Residence

Source: STELLAR #o6150234

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

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Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

expand content

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Dec 01, 2024 09:43 am
Listing agent: Nicole Van Treese (407) 462-9050
Listing provided courtesy of: SUNDIAL REAL ESTATE LLC (800) 786-3425
Details provided by STELLAR and may not match the public record.
MLS ID: #o6150234
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2024 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 30 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.