11434 Minnieola Dr, New Port Richey, FL 34654
3 beds · 3 baths · 2,339 sqft
***SELLER MOTIVATED***Welcome to this stunning, gated property, offering privacy, luxury, and exceptional craftsmanship. With a fenced-in yard and zoning allowing for up to 3 grazing animals per acre, this 3-bedroom, 3-bathroom home is designed for those who appreciate both refined living and outdoor space. Step up, into a spacious split floor plan layout where touches of character meet function. The large owners suite features French doors opening to the screened-in lanai, creating a seamless flow between indoor and outdoor living. A private ensuite encompassing dual sink vanity, granite countertops, walk in closet, plus one additional "his" closet, soaking tub, and walk-in shower. The chef’s kitchen is a dream, offering high-end solid wood cabinetry, custom oversized stainless steel KitchenAid refrigerator, double ovens, stainless steel apron sink, and a massive peninsula with room for 5 barstools. The striking granite countertops and backsplash, pendant lighting, and expansive walk-in pantry with barn doors make this space as beautiful as it is practical. Throughout the home, you’ll find beautiful travertine flooring and crown molding, complemented by ambient lighting in many rooms, setting a warm and inviting tone. The home also features a convenient pool bath for easy access to the outdoor oasis, Tankless water heater, and an indoor laundry room. Entertain in style with a massive outdoor kitchen pavilion, featuring poured cement countertops, high-end appliances—including a Napoleon grill with sear station feature, Loco griddle, wine fridge, and ice maker—and 4 ceiling fans for added comfort. The serene 5,000-gallon koi pond adds tranquility to this already spectacular space. A 2-car garage/workshop at the back of the property offers electricity, a side mount garage door motor, and a side door entrance, perfect for hobbies or additional storage. With its gated entrance, expansive yard, private pond and luxurious features, this home offers the ultimate in private living and entertaining. Tankless Water heater(2017), A/C (2017), Roof (2024)
Source: STELLAR #TB8361019
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8361019
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.