1143 Hemlock Dr, Windsor, CO 80550
5 beds · 5 baths · 3,404 sqft
Known as the home with the PORCH! This home has been renovated from top to bottom. You walk in you will see each room has specific custom details that have the wow factor! The large living area has plenty of room for hosting and entertaining. As you walk into the kitchen you find a large island w/ prep sink, eat in kitchen, custom coffee/wine bar as well as a custom built in pantry. Down the hall you find an oversized renovated laundry room with 1/2 bath, & LG Smart Wash tower that stays! Step into the family room with original wood burning fireplace, custom-built mantle & shelves. The family room leads to a heated sunporch so you can still be cozy in winter and in summer open all the windows to walk out to the new concrete patio. 21 ft hard sided above ground pool and a 20 ft gazebo with hot tub and plenty of space for a seating area and firepit! The 2nd story has 2 primary ensuites and 2 additional bedrooms and a bathroom. The largest Primary bedroom has a sitting area and custom-built electric fireplace that makes an amazing spot for morning coffee, walk-in closet as well as a primary bath that feels like a spa. The deep soaking tub has a tv that you can relax and watch movies in, large walk in shower as well as double vanity. The finished basement has another full bathroom, bedroom, living space, office and storage space. Last but not least is everyone's favorite, the full size front porch with swing included! 2019 professionally landscaped, 2022 new high efficiency AC/Furn installed as well as a tankless water heater, whole house humidifier, a new Quiet Cool whole house fan, UV Germicidal light, 2019 black stainless kitchen appliances , 2018 Class 4 hail resistant roof, 2024 New fence, stamped concrete patio & new patio door. See for yourself that Hemlock Dr. isn't a house to see but a place to call "Home" -
Source: RECO #ir1019867
Source: RECO #ir1019867
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ir1019867
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