11409 Green Harvest Dr, Riverview, FL 33578
3 beds · 3 baths · 2,190 sqft
Under contract-accepting backup offers. Welcome to your dream home in Ventana Groves! This stunning residence showcases exquisite flooring throughout the downstairs, offering a sleek and modern aesthetic. As you enter, you're greeted by a breathtaking staircase that sets the tone for the elegance within. The flexible space on the main floor, adorned with an accent wall, is perfect for a stylish home office or a cozy reading nook. The gourmet kitchen is a chef's delight, featuring stainless steel appliances and a breakfast bar that invites casual dining and conversation. Step outside to your private oasis—a covered patio, with extended pavement, overlooking a magnificent 200-foot pool, ideal for ultimate relaxation and entertaining. Upstairs, plush carpeting creating a warm and inviting ambiance. The spacious laundry room adds convenience to your daily routine. The primary suite is a true retreat, offering two generous closets, including one with a custom built-in system for impeccable organization. The luxurious primary bathroom boasts a double vanity, soaking tub, and stand-in shower, providing a spa-like experience at home. Ventana Groves offers a premier lifestyle with a beautiful community center, complete with a grand pool with cabanas, tennis and pickleball courts, a scenic walking path, and indoor seating for all your social gatherings and party planning needs. This prime location offers quick access to Highway 301, putting a wealth of shopping, dining, and entertainment options at your fingertips. Proximity to I-75 ensures effortless commuting. Don't miss this extraordinary opportunity to own a piece of paradise. Make this exceptional house your forever home today!
Source: STELLAR #t3542789
Source: STELLAR #t3542789
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3542789
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.