11402 Charismatic, San Antonio, TX 78245
4 beds · 4 baths · 2,648 sqft sqft
OPEN HOUSE October 26th 12pm-3pm & 27th 2pm-5pm!!!! Welcome to your Champions Park dream home! The gorgeous curb appeal not only welcomes you home but also stands out with this beautiful stone arch entry to your front porch. As you enter this home you will notice the well maintained wood like tile floors, a large separate dining space and half bathroom located toward the front of this home. Upon further entry you will enter your primary living space with tons of windows to provide plenty of natural light to showcase your large kitchen with 40" cabinets, granite countertops, grey subway tile backslash and stainless steel appliances! Adjacent to the kitchen you will see there is a nice office space with a built in desk with granite counter tops perfect for working from home. Upon further entry towards the rear of the living space you will walk into your HUGE primary suite equipped with vaulted ceilings, bay windows and French doors leading into your primary bathroom! Inside the primary bath you will find a separate shower and garden tub combo accompanied with a double vanity, enclosed toilet and large walk in closet! On the second level of your future home you will have all of the additional 3 bedrooms, 2 bathrooms and a nice sized loft that is perfect for guest to relax or children to play. Your backyard has an enormous patio to compliment the beautiful multi-purpose yard space. This home is also equipped with a solar panel system, strong enough to power the entire home brining your energy bills to $0! You will also be located within 15 minutes from Lackland AFB! With your nearest Costco, HEB Grocery story and shopping/ entertainment within 10 minutes of your future home we know you're going to love it here! Schedule your tour today!
Source: SABOR #1814702
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1814702
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1814702
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.