1140 Doncaster Ct, Kissimmee, FL 34758
4 beds · 2 baths · 2,110 sqft
Welcome to your new home in the picturesque Poinciana Village Community! Nestled on a desirable corner lot, this inviting single-family residence boasts 4 spacious bedrooms and 2 bathrooms, making it the perfect setting for comfortable living. Step inside to discover a bright and airy atmosphere, accentuated by tile flooring throughout and soaring high ceilings. The heart of the home is the well-appointed kitchen, featuring matching appliances, two generous closet pantries, and a central island ideal for meal prep and casual dining. Natural light floods the open living spaces, creating a warm and welcoming ambiance. Each bedroom is fitted with ceiling fans to keep you cool year-round. The primary bathroom offers a luxurious retreat with a garden tub and a separate shower, perfect for unwinding after a long day. Enjoy the Florida sunshine from your expansive screened-in porch, overlooking a fenced-in backyard that's perfect for outdoor activities, gardening, or simply relaxing in privacy. Located just southwest of Kissimmee and approximately 14 miles east of Haines City, Poinciana is a vibrant community surrounded by natural beauty and exciting attractions. Explore top Central Florida destinations like LEGOLAND® Florida Resort, Bok Tower Gardens, Bone Valley ATV Park, and Safari Wilderness. With nearby lakes, orange groves, and various parks, outdoor enthusiasts will have plenty to enjoy. Don’t miss out on the opportunity to make this delightful home your own. Schedule a showing today and experience the best of Florida living in Poinciana!
Source: STELLAR #gc524632
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #gc524632
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #gc524632
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.